What does months to parity mean?

If side net already meets or exceeds the job, parity is 0. Otherwise raise hours/rate; we also show months to earn one year of job pay at the current side net.

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Side-Hustle Breakeven

Compare side-hustle monthly net to job pay. See hours/week needed to match and how many months of side income equal a year of job pay.

1Fill inputs
2Run
3Copy / export

Inputs

Required fields on the left

Job monthly net ($)

Side hourly rate ($)

Side hours / week

Side costs / week ($)

Results

Appears after you run

Side hustle vs job

See monthly net, hours needed to match your job, and months to earn a year of job pay.

How it works

From inputs to a decision

Compare side-hustle monthly net to job pay. See hours/week needed to match and how many months of side income equal a year of job pay.

01
Enter job monthly net and side hourly rate.
02
Add hours/week and weekly costs.
03
Read surplus, hours to match, and timeline metrics.

Tips for better results

Use take-home job pay, not gross salary.
Use after-tax numbers when comparing job vs side income.
Monte Carlo outputs are probabilities, not guarantees.

Frequently asked questions

What does months to parity mean?: If side net already meets or exceeds the job, parity is 0. Otherwise raise hours/rate; we also show months to earn one year of job pay at the current side net.

Keep measuring in the same cluster — or jump to the next decision.